Terms & Conditions
A Legal Disclaimer
Please read these Terms of Service ("Terms," "Terms of Service") carefully before using www.audreeb.com (the "Site") operated by Audree Bobinger ("us," "we," or "our"), a financial counselor and financial advisor.
Your access to and use of the Site is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who wish to access or use the Site.
By accessing or using the Site, you agree to be bound by these Terms. If you disagree with any part of the terms, then you do not have permission to access the Site.
1. Intellectual Property
The Site and its original content, features, and functionality are and will remain the exclusive property of Audree Bobinger and its licensors. The Site is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Audree Bobinger.
2. Nature of Information and Services
-
Informational Purposes Only: The content provided on this Site (including articles, blog posts, general advice, and any tools) is for general informational and educational purposes only. It is not intended as, and does not constitute, professional financial, investment, tax, legal, or other advice.
-
No Client Relationship from Site Use: Your use of this Site, including contacting us through forms or email, does not, in itself, establish a client-advisor relationship. A formal client relationship is only established through a signed engagement agreement or contract.
Consult a Professional: Always consult with a qualified financial advisor, tax professional, attorney, or other relevant professional before making any financial decisions or acting on any information found on this Site. Financial situations are unique, and personalized advice is essential.
3. Use of the Site
-
Permitted Use: You may use the Site for your personal, non-commercial use only, primarily to learn about our services and contact us.
-
Prohibited Uses: You agree not to use the Site:
-
In any way that violates any applicable national or international law or regulation, including those related to financial services.
-
For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way.
-
To transmit, or procure the sending of, any unsolicited advertising or promotional material, including "junk mail," "chain letter," "spam," or any other similar solicitation.
-
To impersonate or attempt to impersonate Audree Bobinger, an Audree Bobinger employee, another user, or any other person or entity.
-
To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Site, or which, as determined by us, may harm Audree Bobinger or users of the Site or expose them to liability.
-
In any manner that could disable, overburden, damage, or impair the Site or interfere with any other party's use of the Site, including their ability to engage in real-time activities through the Site.
-
To introduce any viruses, Trojan horses, worms, logic bombs, or other material which is malicious or technologically harmful.
-
To attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Site, the server on which the Site is stored, or any server, computer, or database connected to the Site.
-
To attack the Site via a denial-of-service attack or a distributed denial-of-service attack.
-
Otherwise attempt to interfere with the proper working of the Site.
-
4. Disclaimer of Warranties
Your use of the Site is at your sole risk. The Site is provided on an "AS IS" and "AS AVAILABLE" basis. The Site is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.
Audree Bobinger does not warrant that:
-
The Site will function uninterrupted, secure, or available at any particular time or location.
-
Any errors or defects will be corrected.
-
The Site is free of viruses or other harmful components.
-
The results of using the Site will meet your requirements.
No Guarantees of Financial Outcomes: We do not guarantee any specific financial outcomes, returns, or success based on the information provided on this Site or any general discussions. All investments and financial decisions involve risk, and past performance is not indicative of future results.
5. Limitation of Liability
In no event shall Audree Bobinger, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
-
Your access to or use of or inability to access or use the Site.
-
Any conduct or content of any third party on the Site.
-
Any content obtained from the Site.
-
Unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.
6. Links to other sites
Our Site may contain links to third-party websites or services that are not owned or controlled by Audree Bobinger.
Audree Bobinger has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party websites or services. We do not warrant the offerings of any of these entities/individuals or their websites.
You acknowledge and agree that Audree Bobinger shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such third-party websites or services.
We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.
7. Termination
We may terminate or suspend your access to the Site immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.
All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
8. Governing Laws
These Terms shall be governed and construed in accordance with the laws of the State of Washington, USA, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Site and supersede and replace any prior agreements we might have had between us regarding the Site.
9. Changes to These Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Site after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Site.
10. Contact Us
If you have any questions about these Terms, please contact us at:
Audree Bobinger, Financial Counselor & Advisor
audree@audreeb.com
Frederickson, Washington, USA